# Software Engineer New Grad at Kikoff

- Company: [Kikoff](https://kikoff.com)
- Location: San Francisco, CA
- Type: Full-time · Entry
- Posted: 2026-09-03
- Apply: https://job-boards.greenhouse.io/kikoff/jobs/4393822009
- Page: https://newgrad.ai/jobs/software-engineer-new-grad-40e6062a

## Summary by newgrad.ai

What you'll do:

- Build financial products helping millions achieve credit, savings, and liquidity goals
- Work with experienced startup founders across backend, frontend, and mobile systems
- Balance startup speed with best practices from larger companies

What they're looking for:

- B.A./B.S./M.S. in computer science or equivalent self-taught fundamentals
- 2+ years industry experience or equivalent
- Expertise in Rails, cloud infrastructure, ReactJS, or Flutter
- Strong internship or open-source experience

Pay and perks:

- $165,000 base salary

## Posting

Kikoff: The Fintech Powering Financial Security at Scale

Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.

We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.

### Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

Calling all new grad and junior software engineers who are looking for fast personal and career growth in consumer fintech. Skip the bureaucracy of a big company and work with a seasoned startup product and engineering team. We balance best practices from our experience in post-IPO companies with the familiar intuition that comes from pre-IPO zero-to-one work.

Our mission is to create fair, effective, and simple financial pathways to help 100M Americans reach their financial goals. Investors include Lightspeed, Coatue and GGV. Founders are serial entrepreneurs who co-founded and served as C-suite executives at 3 FinTech unicorns.

Our backend is written in Ruby on Rails on AWS, using lots of vanilla infrastructure. Our frontend and mobile apps are written in ReactJS on Vercel and Flutter. Strong internships and general open-source experience are necessary, but familiarity with our particular stack is preferred.

### Requirements:

- B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science

- Expertise in Rails, cloud infrastructure, ReactJS, or Flutter

- 2+ years of industry experience or equivalent

- Passion for early stage products and startups

- Desire to form strong professional bonds with coworkers

### Base Range

$165,000—$165,000 USD

### Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

From Kikoff's public posting, laid out for reading by newgrad.ai with the wording unchanged. Check the original before you apply.

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