Commercial Lending AI Engineer Intern - Winter 2027

Join a Challenger

At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions.

We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.

What's kept us moving? The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.

If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.

We can't wait to get to know you!

Work Term: January - April 2027

The Residential Lending Strategy Intern will be responsible for supporting Mortgage Retention and HELOC strategies and initiatives to drive maximum customer retention and growth of our Home Equity Line of Credit (HELOC) product. They will contribute alongside cross functional teams to support overall strategy and direction of the business unit. The successful candidate will use analytical abilities to provide both qualitative and quantitative input supporting the development of recommendations to drive strategy and growth.

The Core Responsibilities of the Job

• Support the design, development, testing, and maintenance of RESTful APIs, ETL integrations, Power Platform solutions, and AI‑enabled workflows.

• Assist with requirements analysis and contribute to functional and non‑functional technical solutions.

• Support development of microservices, LLM integrations, intelligent agents, and workflow automations.

• Participate in Agile SCRUM activities and support sprint delivery.

• Perform unit testing, support QA triage, documentation, code reviews, and incident resolution.

• API and integration modernization initiatives within Payments Technology.

• Power Platform automation and AI‑assisted workflow projects.

• Proof‑of‑concept initiatives involving LLM‑based solutions and intelligent agents.

• Collaborate with developers, architects, QA, Business Analysis, and Project Management teams.

• Support coordination with external vendors and internal IT teams during delivery and production support.

Let's Talk About You!

• Enrollment in a Bachelor's degree program in Computer Science, Software Engineering, or a related technical discipline.

• Academic, internship, or co‑op experience in software development or technology delivery.

• Exposure to API development, integration, or enterprise application environments is preferred.

• Foundational knowledge of RESTful API development.

• Basic understanding of ETL concepts and integration patterns.

• Exposure to AI-enabled solutions, including LLM integrations, intelligent agents, or workflow automation (nice to have).

• Familiarity with J2EE/JEE frameworks such as Spring MVC, Spring Security, Hibernate, OAuth (nice to have).

• Basic experience with SQL Server databases.

• Familiarity with unit testing frameworks (JUnit) and version control tools such as Git.

• Exposure to Jira, Confluence, or similar collaboration tools.

• Strong written and verbal communication skills.

• Effective problem‑solving and analytical skills.

• Ability to manage time, prioritize tasks, and work in a fast‑paced environment.

• Self‑motivated team player with a willingness to learn and take initiative.

• Training or coursework in APIs, integration platforms, or AI technologies is an advantage.

How to Submit Your Application

• In ONE document, please submit your transcript and resume. Failure to do so will result in your application not being considered.

What we offer [For full-time permanent roles]

• Competitive discretionary bonus

• Market leading RRSP match program

• Medical, dental, vision, life, and disability benefits

• Employee Share Purchase Plan

• Maternity/Parental top-up while you care for your little one

• Generous vacation policy and personal days

• Virtual events to connect with your fellow colleagues

• Professional development and comprehensive Career Development program

• A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

The incumbent will be working hybrid and in office time will be spent working from EQ Bank's additional office space located at 2200-25 Ontario Street, Toronto, ON.

Equity, Diversity & Inclusion

EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger — and our people thrive — when we honour and celebrate diverse experiences, identities, and perspectives. We're equally committed to supporting your growth, both professionally and personally.

We provide a barrier‑free recruitment process and work environment. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.

EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, the country's seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada's Challenger Bank™. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

To learn more, visit eqb.investorroom.com and eqbank.ca.